DISQUS

DygiScape: CHASE SUCKS WITH NEW PRIVACY POLICY, OPT-OUT PROCESS IS PAINFUL!

  • jimmyknoxville · 4 months ago
    So Joe you seem like a smart guy with your blog and all you make it sound so hard.. All I did was call the phone number on the back of my Chase card.. 1-800-945-2000 and asked to be removed from mailing and not share my info.. it was about a 2-3 min phone call... why wait to get to a rep was longer tha the actual call.. the Rep thanked me and asked if I would like a letter confermig that request and about a week later I get a letter conferming my removal from mailings.... WOW that was not hard
  • Joseph Manna · 4 months ago
    Jimmy Knoxville --

    The point was that Chase took the first step in telling me about their privacy changes, then I reacted as they told me to. Then when I did, they make it a real hassle to opt-out. I believe when you opt out of marketing through the back of the card, that merely opts you out of marketing from that one relationship, versus, say, sharing your information with every other company who wants to buy your info for the lowest price.

    Thanks for the feedback, in the future, I'll be sure I call that number on the back to opt-out; but that still doesn't excuse Chase from making my opt-out request harder than basic training for the Army.

    ~Joe
  • Chad Nelson · 4 months ago
    Joe,

    You bring up some great points here. It sounds like Chase is playing games with their customers by making it difficult to opt out. It's not the first time a large corporation has done this, particularly Chase. What's wonderful about our free market is that we have the option to choose our banks based on our own personal preferences. I have chosen to leave Chase due to related customer service issues.
  • Joseph Manna · 4 months ago
    Chad,

    Exactly. Soon after I iron out a few issues with my account in general, I may make the jump to one of those Internet-based banks which have significantly less overhead so they pass the savings on to me. I wanted to alert others who might have otherwise ignored this email that was sent to customers and let them know the probable experience they might have.

    ~Joe
  • Joseph Manna · 2 months ago
    You're correct that the free market allows us choice. However, it is important as consumers, we alert others to the privacy risks and barriers to managing privacy. The marketing efforts of Chase have failed on me and I would not want my information used in a way that would otherwise send me more advertising.

    This attempt at empowering consumers failed and serves as a great question for all users of the banking companies in the US.

    What bugs me most ... Chase was good to me, I liked their branding ... now that is all thrown out the window from this poor experience. That's all I'm saying.
  • Wes Novack · 4 months ago
    Wow, what a POS policy. First of all, they should give you the option to opt out online, instead of wasting your time calling into some customer disservice rep or sending in a letter.

    I am a Chase customer and I opted out of all information sharing long ago, but perhaps it's time that I call to make sure that I'm still opted out.

    STOP TRYING TO SCREW YOUR CUSTOMERS CHASE!
  • Joseph Manna · 4 months ago
    Thanks, Wes. I am all in favor of online opt-outs. It costs them nothing to operate and is a more consistent experience. If I read all the privacy disclosures correctly, Chase re-opts in all customers to sharing their information every five years. So you might have to opt-out again.

    This is yet again, another attempt at squeezing a few extra dollars on the backs of customers instead of well, earning them.

    ~Joe
  • Andrea · 4 months ago
    I have been a chase customer for years now, and don't think I even received the email you are referencing! As a credit card, savings, and checking customer that is signed up for email and text alerts, I am very concerned that they may be selling my information. I will have to go search my junk boxes for this email.

    However, I do have something to say about the Chase customer service experience in general. I applaud chase on trying to protect their customers, but recently my cc was put of "security freeze" due to a legitimate purchase, and then I was locked out of MY OWN account for THREE DAYS. Good thing I have alternate ways of handling my fiances and didn't have to depend on my CC.. something that not all chase customers may have in place.
    To add insult to injury, the first 3 times I called they couldn't tell me anything: not why the card wasn't working, not how to correct the issue. They only told me to wait for some mysterious security confirmation phone call. When that call did finally come THREE DAYS later... I was left on hold by Rick the "unit specialist" for 17 minutes... then hung up on....

    I think I should say that again. They left me on hold for 17 minutes, then discontinued my call.

    When I called them back and finally got someone who would talk to me about the security information, all they could offer me is the promise of a written apology coming by mail in who-knows-how long.

    I think all current and potential chase customers should be aware that their supposed "Customer Service" is going down the drain and quickly.
  • genuinechris · 4 months ago
    Ah, Joe, this is the situation I had. Seriously, dude, I don't fight fair, and I know folks in Goddard's office REALLY well, and I know exactly what they need, Monday by 3pm est...is my deadline to have my $$ refunded.
  • waltoz1986 · 4 months ago
    Thanks Joe!

    Due to reading this my experience went very smoothly.
    I started by entering my card number but got thrown into a operator response queue due to some reason.
    They asked for my name and address. Gave them the info.
    Told them I wanted to OPT OUT. They asked me which choices I was shown.
    I told them one,two,three. They asked which I wanted to choose and I chose one,two,three.
    Bada Bing Done.

    You saved me all sorts of confusion and stress. If I knew you I would buy you a beer ;-)
  • Joseph Manna · 2 months ago
    Glad my experience helped. That was the purpose of my writing it up. :)